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Your Goals Start Here

Tired of confusing banks and endless loan options? At Blue Collar Finance, we cut through the jargon and help you find a loan that actually works for you.

Helping first home buyers, families, and investors across Sydney secure the right finance with confidence.

Focused on real people, real goals, and real results.

A Mortgage Broker Who Understands Hardworking Aussies

Welcome to Blue Collar Finance

I’m Chris Sengos, founder of Blue Collar Finance. After years working on the tools myself, I know how overwhelming the finance world can feel.

That’s why I started this business — to give everyday families, first home buyers, and investors a simple, down-to-earth way to find the right loan and move forward with confidence.

Supporting Sydney families to buy, refinance, and invest with confidence.

Straight-Talking Support for Sydney Families

At Blue Collar Finance, we believe finance doesn’t have to be complicated. Whether you’re buying your first home, refinancing, or looking to grow your investments, we’re here to make the process simple, clear, and stress-free.

As a family-run business with firsthand experience of the challenges everyday Aussies face, we focus on giving you the confidence to move forward with the right loan for your situation.

Why Choose Blue Collar Finance?

Helping first home buyers step into the property market

Supporting families to refinance and save on repayments

Guiding investors to structure smarter finance solutions

Simple Finance Solutions Tailored to You

Our Services

Whether you’re buying your first home, refinancing, or looking to grow your investments, Blue Collar Finance is here to make the process clear and stress-free.

First Home Buyer Loans

Getting into the property market can feel overwhelming. We’ll guide you through your loan options step by step so you feel confident about taking the keys to your first home.

Refinancing

If your current loan is costing you too much, refinancing may help you save. We’ll walk you through the process, showing you how a new loan structure could work better for your situation.

Investment Finance

Looking to grow your property portfolio? We’ll help you explore loan options designed for investors so you can plan ahead and move forward with clarity.

Asset Finance

Need finance for a car, equipment, or other essential assets? We make the process simple, connecting you with lenders who can help you get what you need sooner.

Personal Loans

Sometimes life calls for extra support. We’ll assist you in comparing personal loan options, so you can make informed choices with confidence.

Finance Consultation

Not sure where to start? Book a free consultation and we’ll walk you through your options in plain English, giving you the confidence to take the next step.

Trusted Mortgage Broker Support in Sydney

Choosing the right broker isn’t just about the loan — it’s about having someone in your corner who understands your challenges and makes the process easy. At Blue Collar Finance, our focus is on keeping things simple, transparent, and stress-free.

Why Clients Choose Us
  • Clear Communication 95% 95%
  • Personal Service 90% 90%
  • Local Knowledge 85% 85%
  • Customer Satisfaction 100% 100%

A Broker Who Speaks Your Language

Most mortgage brokers feel out of touch. At Blue Collar Finance, we keep things simple and personal. You’ll always deal with Chris directly — a bloke who’s been in your shoes, understands the pressures of family life, and knows how confusing the finance world can be.

We take the stress out of the loan process so you can focus on what matters: moving forward with confidence.

Why Choose Us
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Personal service — speak directly with your broker, not a call centre

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Straightforward guidance without the jargon

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Support for first home buyers, families, and investors alike

One-on-One Support

Simple, Stress-Free Process

What Customers Saying About Consulting.

Which is the same as saying through shrinking from toil and pain. These cases are perfectly simple and easy to distinguish.

Clients Testimonials

“Chris made the whole first home loan process so much easier. I had no idea where to start, but he explained everything clearly and kept me updated the whole way. Couldn’t be happier with the result.”
Melissa T., Penrith

First Home Buyer

“We’d been stuck with the same loan for years and the repayments were crippling us. Chris helped us refinance and now we’re saving hundreds every month. Wish we’d done it sooner.”
James & Sarah H., Blacktown

Refinancing

“As a property investor, I’ve dealt with plenty of brokers, but Chris is the first who actually took the time to understand my goals. He made the process simple and straightforward.”
Anthony R., Parramatta

Investment Loan

“We needed a new ute for our small business and Chris sorted the finance quickly with no fuss. Straightforward, reliable, and easy to deal with.”
Daniel K., Liverpool

Asset Finance

Ready to Talk About Your Loan Options?

Sit down with Chris for a no-obligation chat and discover how simple the process can be.